Housing forecast 2026

As housing analysts cast their eye towards 2026, it’s beginning to look a lot like … 2025. There will be subtle changes (improvements!) to be sure, but, at least for now, nothing overly dramatic.

• Mortgage Rates: 6.3%
• Existing-Home Price Appreciation: +2.22%
• Existing-Home Inventory: +8.9%
• Existing-Home Sales: +1.7%
• Housing Starts: +3.1%

The Key takeaway is that affordability should modestly improve as mortgage rates and prices hold reasonably steady and incomes improve.